Personal Coverage

Forward thinking individuals use our personal coverage solutions for unparalleled protection and security

Our Process

Whether you are self-employed, an independent contractor or business owner, we take the time to consider all your needs, guiding you to reach a customized solution. We ensure you are protected in case of critical illness, disability, death or death of a business partner. We provide tax effective solutions for business owners with no employees, whereby providing health and dental coverage is a business expense.

Browse our Personal Coverage Products

Take a look at the wide variety of personal coverage solutions we offer


Get comprehensive travel coverage quickly and easily with a Yellow Raincoat approved partner.

Our leaders will help you

We develop intelligent personal coverage solutions for individuals. We are committed to giving you personal attention and building a steadfast trust that delivers genuine care.
  • Fast and accurate service
  • We support individuals across all industries
  • Bespoke solutions tailored to your personal needs
  • Personal Coverage

    Individual insurance to protect what matters

    Individual insurance protects you from whatever life throws at you. From critical disability, critical illness, individual health benefits, travel, and individual health spending accounts, we can craft a plan that gives you proper coverage and peace of mind. Assisting you in understanding the coverage options you need is paramount for us. We conduct in-depth research and analysis into the latest offerings from our integrated providers. Backed by 30 years of experience, we can get you the best coverage at the best rate.

    Disability insurance

    Get protected with individual disability insurance

    Disability insurance is there for you when the unexpected happens. If an accident or illness stops you from working, disability insurance can give you income to cover your expenses. Your ability to earn an income is your most valuable asset; protect it with comprehensive coverage from Yellow Raincoat today.

    Synchronization with different providers

    We work with all of Canada's top providers to get you the perfect solution
    Manulife Financial
    Canada Life
    Sun Life Financial
    Alberta Blue Cross
    Exterior building

    Book a personal coverage meeting with one of our experts

    Let discuss a tailored strategic personal benefits plan to keep you protected.